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Originally, the KM was pegged to the German mark. With the introduction of the Euro, the KM changed its peg without the least bit of trouble (1.95 KM for 1 Euro).

Most shops will accept payment in Euro bills, using a 1 to 2 ratio.
There are many ATM machines in all major towns and cities. US dollars, British pounds, Yens and other major currencies can be exchanged at the banks and exchange offices that are present in most major towns. They also swap your leftover KMs back into any of these main currencies. Most banks do not have a fixed fee, but take a percentage of the total amount. As this percentage varies, you should do a bit of research before exchanging large amounts of money. Although credit cards are increasingly widely accepted in major towns, you should not rely on them.

VISA and Master will be accepted in most places, but it no guarantee with American Express. Make sure you have all the cash you need before leaving the major towns, as it is next to impossible to find a money machine or anybody who accepts credit card payments in smaller towns and villages.






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